By William Nibbelin, Senior Research Actuary, Triple-I Insurance is priced to reflect the underlying risk of every policy. When more claims are filed and the average amount paid of those claims increases, insurance becomes more expensive. A measure of underwriting profitability for insurance carriers is the combined ratio calculated as losses and expense divided by … Read more
—Resulta que aquí había un monstruo. Eso ha producido un shock tremendo. Pero una vez abierta la caja de pandora, no hay que cerrarla: que salga hasta el último demonio. Nada resume mejor la zozobra que se vive en Más Madrid que esa descripción hecha por una fuente que conoce sus interioridades a la perfección. … Read more
It’s Friday night. You’ve had a long, hard week. You pull out a bag of chips. Before you know it, the bag is half gone. Were you truly that hungry? Or was something else going on? If you eat for comfort, you may be eating to cope with difficult emotions. Unlike a massage, a bag … Read more
Jeff Bezos, founder of Amazon, at the annual conference organized by the investment firm Allen & Co, in Sun Valley, Idaho, on July 11, 2024. KEVORK DJANSEZIAN / GETTY IMAGES VIA AFP The text was short and unembellished, like a dispatched constraint. On Friday, October 25, 11 days before the US presidential election, The Washington … Read more
Chaos once reigned on Earth. Huge asteroids or chunks of ancient objects once pummeled planets in the unsettled solar system, and scientists previously found evidence that a particularly monstrous object struck our planet some 3.26 billion years ago. It was 50 to 200 times the size of the dinosaur-killing asteroid. It boiled the oceans, drove … Read more
