Best Credit Cards for Car Rentals – Forbes Advisor – Technologist

Where the Chase Sapphire Reserve® sets itself apart from its sibling the Sapphire Preferred is in its earning potential and travel credits. The collision damage waiver offered is the same, providing primary coverage but you’ve got the potential to earn even more bonus points. This card offers you 10 points per dollar on all rental car purchases made through the Chase Travel℠ Portal.

On top of that huge earning potential, your first $300 each year is covered by your annual travel credit, meaning that if you charge your rental car to your card, the first $300 will be refunded back to you by Chase bank.

Rewards: Earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases.

Welcome offer: Earn 75,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

Annual fee: $550

Other benefits and drawbacks: As a premium travel card with a high annual fee, you can expect the benefits to support that high charge. You’ll receive two years of Lyft Pink membership worth $199 when you activate by Dec. 31, 2024, a DoorDash DashPass subscription worth $120 when you activate by Dec. 31, 2024, a $5 monthly Doordash credit for the duration of your complimentary DashPass membership, a year of Instacart membership valued at $99 when you activate by July 2024, $15 each month in Instacart credits through July 2024 and a Priority Pass membership granting you lounge access in over 1,300 locations worldwide.

If you’re enrolled in TSAPrecheck or Global Entry, simply charge the membership fee to your card and you’ll have up to $100 credited back in the form of a statement credit.

Finally, you’ll be covered when you travel with one of the most comprehensive suites of travel protections in the market today. Baggage delay insurance, lost luggage reimbursement, travel accident insurance, trip delay reimbursement, trip cancellation insurance and even roadside assistance are all included free of charge to you as a cardholder.