The Iowa Insurance coverage Division entered right into a consent order with a Midwest roofing contractor on Sept. 5 following a June stop and desist order in opposition to contractors performing as unlicensed public adjusters.
IID alleges that AmeriPro Roofing solicited enterprise to Greenfield, Iowa residents following a Could 2024 storm by presenting itself to potential clients as contracting for restore and offering public adjuster companies within the State of Iowa.
At the very least one AmeriPro worker supplied Greenfield clients and potential clients with an AmeriPro Roofing Contract, which created the impression that AmeriPro would supply public adjuster companies and was lawfully approved to take action.
In Iowa, a contractor not licensed as a public adjuster is prohibited by legislation from promoting, or in any other case providing, to barter with the insurance coverage firm.
AmeriPro agreed to institute modifications to its contracts, web site, and commercials to deliver them into compliance. The Illinois-based firm has additionally agreed that its workers and representatives will not provide to help its shoppers in negotiating claims with their insurance coverage firm.
AmeriPro was one in every of 4 contractors to obtain a stop and desist letter within the aftermath of the Could 21 storm that hit Greenfield. The storm produced an EF-4 twister, which hit Greenfield with peak winds of 185 miles per hour, in response to NASA Earth Observatory.
Iowa Deputy Commissioner Jay Kirby warned that” unlicensed storm-chasers could try and create expectations on settlement values or scope of repairs that don’t align with the language of the insurance coverage coverage which might trigger delays to assert decision and added expense to shoppers.”
IID alleges AmeriPro revealed provides and statements on its web site creating the impression that it gives public adjusting companies. One webpage supplied an in depth 10-step information to clients on submitting an insurance coverage declare.
An AmeriPro worker solicited a minimum of one Iowa buyer at his door, providing to provoke and deal with the shopper’s insurance coverage declare. The shopper entered into an AmeriPro Roofing Contract, the provisions of which permit AmeriPro to barter the declare on the shopper’s behalf.
The AmeriPro web site consists of a number of disclaimers stating that it doesn’t provide or contract public adjusting companies. IID mentioned these disclaimers display that AmeriPro is conscious that they aren’t lawfully approved to supply or present public adjusting companies.
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