Should You Add An Authorized User To Your Chase Sapphire Reserve? – Forbes Advisor – Technologist

Ability To Earn Additional Chase Ultimate Rewards

Like on all rewards cards, adding an authorized user can increase your ability to earn rewards in a single account. Every transaction the authorized user makes will earn Ultimate Rewards® points at the same rate as the primary cardholder:

• Earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases.

With all points accumulating within the same Ultimate Rewards account, you can cash those points in faster for your choice of select airline miles, travel booked via Chase Travel℠, cash back and statement credits or other available rewards.

Priority Pass Select Membership

Authorized users on the Sapphire Reserve will receive their own Priority Pass card for use at participating airport lounges worldwide—even if the primary cardholder is not traveling with them. In fact, the authorized user can even bring up to two guests traveling with them as part of their Priority Pass Select membership.

With more than 1,500 lounges worldwide, this can be a valuable benefit for frequent travelers, especially considering the authorized user fee of $75 is far below the cost of purchasing lounge memberships directly (a Priority Pass membership with unlimited visits normally costs $469 per year).

DoorDash Benefits

Chase Sapphire Reserve cardholders who activate by December 31, 2024, receive at least 12 months of a complimentary DashPass membership. DashPass provides $0 delivery fees and lower service fees on eligible orders through DoorDash and Caviar. With DashPass, cardholders also receive a $5 monthly credit to use on one of the delivery platforms (monthly credit benefit expires 12/31/24).

The DashPass membership and monthly credits extend to authorized users. To receive the benefit, the primary cardholder or authorized user must add their Chase Sapphire Reserve card as their default payment method on DoorDash or Caviar and then select the activate button. After this, the primary cardholder and up to seven authorized users will see their monthly $5 credit at checkout within either platform.

Travel and Purchase Protections

As a premium card, the Sapphire Reserve comes with numerous purchase protections, including select travel insurance on qualifying trips paid for with the card.

Among the most noteworthy protections, authorized users will receive:

• Primary auto rental collision damage waiver
• Trip cancellation and interruption insurance
• Trip delay reimbursement
• Roadside assistance
• Emergency evacuation and transportation insurance
• Purchase protection
• Return protection
• Extended warranty protection

Details and exclusions on these protections are available in your card’s guide to benefits, which is typically mailed when you receive your physical authorized user card. You can also request it at any time by calling the number on the back of your card.