Consumers develop credit issues for a wide variety of reasons—many of which are circumstantial—job loss, emergencies or health crises. Sometimes, it’s nothing more than bad luck. But until your credit improves, you have two options for the types of credit cards for bad credit: Secured cards and unsecured cards designed for those with poor credit. … Read more
Of course, I’m thrilled that all his spending is now earning him rewards, and he is too. But that’s not really the smallest part of adding him as an authorized user on my Amex card. Sure, one day he’ll accumulate enough points for a flight or two (and I’ll steer him away from redeeming those … Read more
Before you apply for a credit card, you should determine what you hope to get out of your card. Here are some steps that can help you choose the right credit card for your needs. Consider your spending categories. Choose a credit card that offers the most rewards for the categories where you typically charge. … Read more
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations. Key Takeaways Today’s highest CD rate is 5.37% for a 12-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates … Read more
There are specific eligibility requirements that immigrants receiving the diversity visa must fulfill. They include the following. Country of Birth Would-be applicants are eligible to enter the diversity visa lottery if they were born in a country that has sent fewer than 50,000 immigrants to the United States over the preceding five-year period. The list … Read more
