Homeownership is a pivotal achievement, and safeguarding it is of paramount importance. Comprehending the coverage of homeowners insurance is essential, whether you are a novice homeowner or reassessing your policy. If you are seeking dependable homeowners insurance in California, this guide will elucidate the fundamental elements of a basic coverage and its capacity to protect … Read more
Many times, homeowners find it difficult to understand what their homeowners insurance, California covers and what it does not. So, a common question that people face is whether their insurance would cover mold damage. Mold can be a major problem, especially in hot and humid areas or after water damage, so it’s worth knowing whether your … Read more
California Insurance Commissioner Ricardo Lara on Monday announced what he is calling the final step in his efforts to help the state’s ailing homeowners insurance market with the Net Cost of Reinsurance in Ratemaking Regulation, which enables reinsurance as a ratemaking factor and requires insurers to increase coverage in high-risk areas. The step, which the … Read more
In California, 2 new ratings affirm that no health plan tops Kaiser Permanente when it comes to providing high-quality care and personalized service. California’s Office of the Patient Advocate and Covered California gave us their highest possible ratings for overall quality of care in their latest reports. Office of the Patient Advocate: 5 out of … Read more
California’s Department of Insurance last week posted long-awaited rules that remove obstacles to profitably underwriting coverage in the wildfire-prone state. Among other things, the new rules eliminate outdated restrictions on use of catastrophe models in setting premium rates. The measure also extends language related to catastrophe modeling to “nature-based flood risk reduction.” In the original … Read more
