There are several alternatives to credit cards that also offer some of the benefits. Though having a credit card comes with clear advantages, it is by no means the only way to handle your money conveniently or safely. Debit Cards The big difference between credit and debit cards comes in the timing of the payment. … Read more
Consumers develop credit issues for a wide variety of reasons—many of which are circumstantial—job loss, emergencies or health crises. Sometimes, it’s nothing more than bad luck. But until your credit improves, you have two options for the types of credit cards for bad credit: Secured cards and unsecured cards designed for those with poor credit. … Read more
Before you apply for a credit card, you should determine what you hope to get out of your card. Here are some steps that can help you choose the right credit card for your needs. Consider your spending categories. Choose a credit card that offers the most rewards for the categories where you typically charge. … Read more
When it came to wedding purchases that don’t often fall into traditional bonus categories, like dining or travel, I wanted to maximize my spending with my cash-back cards. Since most of the best cash-back cards carry foreign transaction fees my options were limited. I used my Discover it® Cash Back, which earns 5% cash back … Read more
Are you a frequent traveler like cash knowledgeable Clark Howard? In that case, there’s an excellent likelihood {that a} journey rewards bank card belongs in your pockets. However do you’ve got the proper one? Clark has lengthy cautioned towards paying for co-branded bank cards together with your favourite airline, however he has one other kind … Read more