Image Source: 123rf.com We all know the financial world can be complicated—but what many people don’t realize is how often shady money practices slip under the radar. Some unethical financial behaviors have become so normalized that people barely question them anymore. From sneaky bank fees to misleading credit card offers, these actions might not be … Read more
A reader asks: There has been a clear distinction in recent years in sentiment data where party/political leaning sentiment goes in the opposite direction depending on who the President is. Anecdotally I have noticed in my friend group, family, social media, and even with some financial professionals online that people seem to be actually making … Read more
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If you own a retail store or manage any kind of merchandise-selling operation in the United States—whether on the mainland or in U.S. territories (such as Puerto Rico, Guam, the U.S. Virgin Islands, Northern Mariana Islands, and American Samoa)—you need to understand the risks and responsibilities associated with running a retail business. Retailers face a … Read more
The Economist has a good piece about the growing importance of the stock market on household balance sheets. Here’s the chart that matters: By the end of 2024, Americans owned stocks worth 170% of disposable income which is back at record levels and much higher than in previous decades. The worry here is that a … Read more