AI-generated image by DALL-E 3 (through Microsoft Copilot) based on Gabriele Cifrodelli’s prompt: ‘Terms and Conditions on a cracked computer screen’ Although large, general purpose AI (GPAI) or “foundation” models and their generative products have been around for several years, it was ChatGPT’s launch in November 2022 which captured the public and media’s imagination as … Read more
Case C-326/22 Z arose regarding Article 16(1) of Directive 2008/48/EC on consumer credit and the right to early loan repayment, which provides consumers with a right to repay their loan early and to the costs of the loan reduced accordingly. The facts Six consumers assigned to Z their claims regarding 15 consumer credit contracts that were repaid early, who … Read more
A number of international challenges pose a big menace to sustaining comfortable market situations for Administrators and Officers (D&O) legal responsibility protection, in line with the newest report on the sector by Allianz. An inventory of salient dangers and traits to watch throughout 2024 spans numerous areas, together with: Macroeconomics, Geopolitical, Generative AI (GenAI), Environmental, … Read more
