Recent developments in European Consumer Law: Interpretation favours air passengers – Go Health Pro

Recent developments in European Consumer Law: Interpretation favours air passengers – Go Health Pro

In Cymdek case (C-20/24) Polish court asked the CJEU to further interpret provisions of Regulation 261/2004 on air passenger rights regarding proof of travel (reservation) and the concept of traveling ‘free of charge’. The case was decided on March 6 and the CJEU interpreted relevant provisions of the Regulation in a passenger-friendly manner.  Facts and legal questions In … Read more

Do you really need my title? The CJEU says no – a win for consumer privacy in case C‑394/23 – Go Health Pro

Do you really need my title? The CJEU says no – a win for consumer privacy in case C‑394/23 – Go Health Pro

(Source: Freepik) Have you ever been asked about your title while purchasing something online? It’s a common practice, but most of us (consumers) don’t realise that it raises concerns from a data protection perspective, especially when the seller requires us to provide this information and does not allow us to skip the form field and … Read more

“Young promise” or just a consumer? CJEU in C-365/23 [Arce] – Go Health Pro

Today the Court of Justice has delivered a truly remarkable judgment that I am eager to share with readers of this blog (available here, even though for now only in French and Latvian). The decision concerned a contract concluded between “A”, a professional in the business of offering career development services for sports talents, and … Read more

Consumer cross-border payments are exploding, but banks and fintechs are missing a trick – Go Health Pro

Consumer cross-border payments are exploding, but banks and fintechs are missing a trick – Go Health Pro

I just got an interesting report from Visa produced in late 2024. It is focused upon consumers, and their approach to cross-border payments. The research shows that the cross-border payment market is experiencing explosive growth, fuelled by a surge in international travel, ecommerce, and remittances. Consumers are spending more regularly cross-border than ever before and … Read more

Recent developments in European Consumer Law: Information duties in consumer credit: the CJEU in C-677/23 – Go Health Pro

At the end of January, the CJEU delivered another judgment interpreting Directive 2008/48 on Consumer Credit. In C-677/23 A. B., F. B. v Slovenská sporitel’ňa a.s. consumers alleged that the credit contract did not contain all the necessary elements provided by the Directive. The dispute thus involved the interpretation of Article 10 (2), which provided the mandatory content for the credit contract. Two … Read more