Recent developments in European Consumer Law: Unintentionally becoming an apparent producer – Go Health Pro

Recent developments in European Consumer Law: Unintentionally becoming an apparent producer – Go Health Pro

AG Campos Sánchez-Bordona elaborated today on the notion of a producer under the Product Liability Directive (Directive 85/374) in the case Ford Italia (C-157/23). A consumer in this case purchased a Ford Mondeo car from Stracciari, Ford’s dealer in Italy. The car itself was manufactured by Ford WAG, a German company, which used another company, … Read more

Recent developments in European Consumer Law: Validity of limitation periods for claiming mortgage costs back from banks – Go Health Pro

While many consumer lawyers are currently busy analysing the details of the opinion of AG Emiliou in Compass Banca case (C-646/22) (and we will add our own analysis of it in the coming days, too), on the same day (April 25) two judgments were issued by the CJEU clarifying the consequences of terms’ unfairness on restitution … Read more

Recent developments in European Consumer Law: Financial services concluded at a distance in digital age – Go Health Pro

In 2023, European lawmakers were busy improving the protection of consumers in financial services. In addition to the new Directive 2023/2225 on consumer credit (on which we reported here), the regime distance marketing of financial service was also revamped. The new Directive 2023/2673 on financial services contracts concluded at a distance repeals the current Directive … Read more

Reversed burden of proof under strict conditions to exercise early repayment rights of consumer credit- the CJEU in C-326/22 – Go Health Pro

Case C-326/22 Z  arose regarding Article 16(1) of Directive 2008/48/EC on consumer credit and the right to early loan repayment, which provides consumers with a right to repay their loan early and to the costs of the loan reduced accordingly. The facts Six consumers assigned to Z their claims regarding 15 consumer credit contracts that were repaid early, who … Read more

Recent developments in European Consumer Law: New action by BEUC: Tamig Temu – Go Health Pro

We all like a good deal! However, those of us who know (a bit more) about consumer rights and consumer law are aware that cheap goods and services often come at a high price, by infringing our consumer rights. TEMU, the online marketplace that has gained popularity in the EU, has recently came under the … Read more

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