Not that fresh, still hot: last month, the CJEU issued a remarkable decision in Case C-409/23 (Arvato), a preliminary ruling request from the Dutch Supreme Court concerning so called “buy-now-pay-later” (henceforth: BNPL) schemes and their qualification in the context of European consumer credit rules. While payment in instalments, with our without intermediaries, has been around for … Read more
High-limit secured credit cards are a financial tool for those seeking to establish or rebuild credit, offering higher credit limits that can aid in managing larger expenses. And by requiring a security deposit, lenders can mitigate risk and extend approval to those with less-than-ideal credit histories. While these cards provide a pathway to better credit … Read more
Business credit cards can be an excellent tool for a business owner. In addition to allowing you to purchase essential items for your business, you can also keep your business expenses and personal finances separate. As a business owner, this is vital for your financial and tax records. However, when applying for a business credit … Read more
To choose a Marriott Bonvoy credit card, consider which benefits matter the most to you. Depending on your circumstances, one card may be a better fit for you than another. Here are some things you may want to consider: Your spending habits and travel goals The annual fee The rewards structure The welcome bonus Other … Read more
Few credit cards are designed specifically for a particular industry, but a handful of small business credit cards and corporate cards can help small and medium-sized construction businesses. Maintaining a credit card account for your construction business can offer you several benefits. First, a credit card can help you manage your cash flow more effectively. … Read more
