Dear Dave, My husband and I began your plan a few months ago. We love the process of living on a budget, and how it has helped us gain control of our finances. Our kids are 14 and 13 now. Do you think it’s a good idea to include teenagers in budget meetings and financial … Read more
Dear Dave, I just finished paying off all my consumer debt in Baby Step 2. It took a long time, but I finally did it. Now, it’s time to grow my $1,000 beginner emergency fund to a full-funded emergency fund. I’ve been working on this for a while, and I’m glad I’m doing … Read more
Dear Dave, My wife and I are debt-free, and we live on a budget. My mother-in-law, on the other hand, uses credit cards for practically every purchase. Several times she has gone too far and run up balances she couldn’t pay off. We bail her out when she does this, but often the extra purchases … Read more
Pricey Dave, We’ve been following your plan for some time. We’re debt-free, aside from our dwelling, and we have now six months of bills put aside in our emergency fund. Not too long ago, I misplaced my job. I’m luckier than some, as a result of obtained a beneficiant severance bundle from my earlier employer, … Read more
Expensive Dave, I’m fairly accountable with funds, however my girlfriend is in a foul state of affairs along with her cash and her profession. She has an enormous automobile fee and many bank card debt. On prime of this, it takes nearly 40% of what she brings residence every month simply to pay hire, and … Read more
