This post is part of a series sponsored by Darkhorse Insurance. Having to start an agency is an exciting and rewarding venture, but it’s crucial to plan for the financial commitments involved. From initial setup costs to ongoing expenses, understanding these financial realities will empower you to make informed decisions and set your agency up … Read more
Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is to aim for a net worth equal to 25 times your annual expenses, often used as a baseline for achieving financial independence. However, this approach is overly simplistic because it depends on the composition and … Read more
When it came to wedding purchases that don’t often fall into traditional bonus categories, like dining or travel, I wanted to maximize my spending with my cash-back cards. Since most of the best cash-back cards carry foreign transaction fees my options were limited. I used my Discover it® Cash Back, which earns 5% cash back … Read more
