A final wrap-up of the big trends of 2025 is obvs to talk about fintech. Looking at the big fintech trends, probably the best place to start is with Simon Taylor’s 111 page report (ONE HUNDRED AND ELEVEN PAGES!!!). Simon and his BFF Jev at Sardine note a number of developments, such as the fintech hyperscaler. … Read more
Swiss Re AG, Tokio Marine Holdings Inc., AXIS Capital Holdings Ltd. and AXA SA are among providers of $3 billion in credit-risk insurance for the private-sector arm of the World Bank Group, as it seeks to expand its lending in emerging economies. The policy provides payment protection for a portion of loans that the International … Read more
The world of car loans just took a serious turn with a major Court of Appeal ruling against lenders MotoNovo Finance and Close Brothers. The case centred around “secret” commission payments on motor finance deals, has the potential to reshape the industry, and has understandably left consumers and lenders alike wondering what happens next. The … Read more
The UK’s top financial regulator has spent much of its eleven-year history in combat with the industry it oversees, a tone set by its first chief executive Martin Wheatley, whose zeal for fining banks got him ousted in 2015. Now, top executives at the Financial Conduct Authority are trying to rewrite the script by devising … Read more
I was interested in this speech given the other day by Patrick T. Harker, President and Chief Executive Officer of the Philadelphia Federal Reserve Bank, because its title was: Fintech, AI, and the Changing Financial Landscape The speech is broad, and focuses upon the risks of artificial intelligence (AI) and machine learning (ML) to the financial … Read more
