About once a month, I get an email or comment from a reader criticizing adjustable-rate mortgages (ARMs) as a poor financial choice. Since I’ve been a proponent of ARMs since starting Financial Samurai in 2009, I understand the pushback. However, I still prefer an ARM over a 30-year fixed-rate mortgage because I don’t want to … Read more
Best Home Improvement Loans of 2025 SoFi® APR range 8.99% to 29.99% with autopay 8.99% to 29.99% with autopay Editor’s Take SoFi is an online lending platform that offers unsecured fixed-rate personal loans in every state. Founded in 2011, SoFi has extended over $50 billion in loans and stands out for allowing high loan amounts … Read more
Online users in India, Japan, Singapore and South Korea are steadily growing reliant on smart home assistant such as Amazon Echo and Google Home to make it easier to access information and entertainment as well as automate many tasks, such as regulating the thermostat, lighting, refrigerators, and maintaining their calendars. Jaheer Abbas, senior director, Southeast … Read more
Attorney Lauren DiMartino argued a fair housing case before the Supreme Court of Maryland in Annapolis on May 5, challenging landlords’ use of minimum-income screening policies to discriminate against voucher holders, as reported on by The Daily Record. The case is Katrina Hare v. David S. Brown Enterprises, Ltd. Landlord David S. Brown Enterprises denied … Read more
Texas lawmakers hope to rein in homeowners’ rising insurance bills even as they acknowledge there’s only so much they can do to tackle costs. Legislators have advanced bills to limit how much insurance companies can hike rates and help homeowners make their homes more insurable. They’ve also sought to compel insurers to be more upfront … Read more