When you buy a house that has a homeowners association (HOA), you access many benefits. One area of HOA living homeowners need to have a solid grasp on, however, is their insurance obligations. Many residents may often ask how HOA insurance differs from individual homeowners insurance and what is covered under each policy. We break down each of these … Read more
Homeowners associations insurance (HOAs) operate as essential entities that preserve both neighborhood security and residential authenticity standards in residential districts. The board of directors of HOAs regularly contracts external professionals to execute different types of service, including maintenance work and landscape projects. But one important question arises: Are HOAs required to obtain proof of insurance … Read more
Your home is your most precious investment, and protecting it with a home insurance policy is one of the most important things to do. Homeowners insurance protects against unexpected damages, natural disasters, theft, and liability claims, providing financial peace of mind. However, with so many providers, it can be confusing to find the best one. To help … Read more
If you live in the state of Nevada with a home, your homeowners insurance Nevada premiums likely skyrocketed in 2025. Although this is hardly exclusive to Nevada, the state faces some unique challenges that are causing Nevada homeowners insurance rates (and throughout the country) to hike. There are many factors leading to rising Nevada homeowners insurance costs—from economic … Read more
State Farm General said on Monday it is asking the California Department of Insurance to immediately approve interim rate increases, including 22% average for homeowners. The carrier, the state’s top homeowners insurer, is partly blaming the devastating Los Angeles wildfires for the request. “As of February 1st, State Farm General (Fire only) has received more … Read more
