In recent years, tornadoes have torn through the heart of America with greater force, frequency, and fury, and 2025 has been no exception. In May alone, deadly tornadoes devastated communities across Kentucky and Missouri, claiming lives, flattening homes, and leaving behind a trail of destruction. Cities like Laurel County, KY, and parts of St. Louis, … Read more
By Lewis Nibbelin, Contributing Writer, Triple-I Two lawsuits filed in Los Angeles claim major California insurers colluded illegally to impede coverage in wildfire-prone areas, forcing homeowners into the state’s last-resort FAIR Plan. Accusing carriers of violating antitrust and unfair competition laws, the two suits exemplify an ongoing disconnect between public and insurer perceptions of insurance … Read more
Homeowners Associations (HOAs) play a crucial role in the safeguarding and maintenance of common community properties and the efficient running of residential communities. But with responsibility comes risk. From lawsuits to property destruction, HOAs encounter several legal and financial obstacles. This is why it’s important to protect your association with a tailored homeowners association insurance policy that meets … Read more
A Colorado bill to impose a 1% charge on homeowners insurance policies died in a committee in state Legislature this week. The Senate Finance Committee voted 6-2 to kill House Bill 1302, which was pushed by Gov. Jared Polis and top Democrats in the legislature to rein in home insurance premiums in Colorado. The bill … Read more
When you live in a community that is controlled by a Homeowners Association (HOA), it can be difficult to determine where your personal insurance policy fits into the HOA insurance mix. What is included in the association?What are you responsible for? And how do you avoid there being any coverage gaps? One of the common issues we … Read more