TDI experts answer Texans’ top auto insurance questions. What should auto insurance cost, and what’s the best kind to get? To answer a question about cost, you need to know what a policy covers first. TDI’s automotive insurance guide can help, and there’s a policy comparison tool at www.opic.texas.gov. It’s important to know what you … Read more
– Is my Swimming Pool Covered Under my Homeowners Insurance? In general, it is. The coverage information can be found under the “other structures” section of your homeowners policy. This section also covers detached structures such as driveways, fences, and detached garages. However, you would need to understand further what your homeowners insurance coverage “actually” … Read more
Whenever electric power shuts off, it not only causes inconvenience but also forces you to leave your home temporarily. In this situation, one of the biggest concerns you have is “Does homeowners insurance cover hotel stays during power outages?”. Don’t stress out; we are here to provide help through our homeowners’ insurance coverage, including hotel … Read more
According to the Insurance Information Institute, about 1 in 50 homes experience water damage or freezing every year, with an average insurance claim cost of $11,098 for water-related damage. Slab leaks are a serious issue for homeowners. Whenever some leakage happens under your home concrete, it is very challenging for you to find the actual … Read more
If your homeowner insurance becomes invalid this way, the house gets into trouble, and your mortgage may become a headache with such changes as higher payments or simply foreclosure. Thus, most homeowners are unaware of their policy’s importance to their mortgage choice. So, what happens to your mortgage if homeowners insurance is canceled? In order … Read more
