If you’re a personal finance enthusiast with kids, you’ve probably wondered: at what household income level will colleges stop offering scholarships and grants (i.e., free money) to help your child attend? What is that income cutoff? Given that the cost of college is already outrageous — and likely only getting worse — this is a … Read more
This summer, I’m planning to work as little as possible – and I’m really looking forward to it. I’ve spent years building a business that gives me freedom. And one of the biggest reasons I started Making Sense of Cents was so that I could choose how I spend my time. I love blogging and… … Read more
To celebrate the launch of my new book, Millionaire Milestones: Simple Steps To Seven Figures, on May 6, 2025, I thought it’d be fun to explore various millionaire topics leading up to the release. For most millionaires, owning the nicest house they can afford is a top priority. Given that many of us are still … Read more
For many financial advisors, a core part of the retirement planning process involves simulating whether the client’s assets will last through retirement. Traditionally, these simulations take the form of either Monte Carlo analyses – showing the percentage of simulated outcomes in which the client finishes with assets remaining – or stress tests that assess plan … Read more
Posted March 31, 2025 by Ben Carlson Today’s Talk Your Book is brought to you by VanEck: See here for more information on VanEcks CLO ETF On today’s show, we discuss: What a CLO is and how portfolios are constructed Why leveraged loans are floating The downside risks to rate sensitivity and credit issues Why … Read more