Do you have any NS&I Index-linked Savings Certificates? Are they approaching maturity? Are you wondering what to do with them? The product’s attractions have deteriorated in recent years, so renewing your certificates may not be the no-brainer it once was. On the other hand, inflation is back and proving stickier than a toddler wielding jammy … Read more
The failure of index-linked bond funds to perform post-Covid has really been bothering me. What’s the point of these things if they don’t actually protect you from inflation? Meanwhile, individual index-linked gilts – correctly used – are meant to be a proper inflation hedge. But is that true? Can we empirically prove individual linkers worked … Read more
A holding of individual inflation-tracking UK government bonds is the way forward if you want an asset class to hedge UK inflation. But how do you actually buy index-linked gilts? Thankfully, your neighbourhood investment blogger is here to clear that up. I’ve personally been pushing this task around my own plate like a seven-year-old told … Read more
