In the past few years, the frequency and severity of cyber attacks have increased significantly. According to our most recent Cyber Risk Index report, 82% of startup founders have experienced a cyberattack. Up from 63% two years previous. Are you prepared for cyber risks? Read our 2024 Cyber Risk Index Report to find out what … Read more
Homeownership is a pivotal achievement, and safeguarding it is of paramount importance. Comprehending the coverage of homeowners insurance is essential, whether you are a novice homeowner or reassessing your policy. If you are seeking dependable homeowners insurance in California, this guide will elucidate the fundamental elements of a basic coverage and its capacity to protect … Read more
An employee who was injured when rescuing chocolate candies from the heat in his employer-owned delivery truck is not due workers’ compensation benefits. The Virginia Workers’ Compensation Commission (WCC) upheld a deputy commissioner’s denial of benefits, agreeing that Ronald Mark was not in the course of his employment as required by the law when he … Read more
Many times, homeowners find it difficult to understand what their homeowners insurance, California covers and what it does not. So, a common question that people face is whether their insurance would cover mold damage. Mold can be a major problem, especially in hot and humid areas or after water damage, so it’s worth knowing whether your … Read more
Occasionally, an owner of a permanent life insurance policy may decide that they no longer need their policy – either because the death benefit is no longer necessary or because they simply want to access the policy’s underlying cash value for their living expenses in retirement. Unlike term life insurance, permanent life insurance doesn’t simply … Read more