Many times, homeowners find it difficult to understand what their homeowners insurance, California covers and what it does not. So, a common question that people face is whether their insurance would cover mold damage. Mold can be a major problem, especially in hot and humid areas or after water damage, so it’s worth knowing whether your … Read more
Occasionally, an owner of a permanent life insurance policy may decide that they no longer need their policy – either because the death benefit is no longer necessary or because they simply want to access the policy’s underlying cash value for their living expenses in retirement. Unlike term life insurance, permanent life insurance doesn’t simply … Read more
A Simple Guide to Travel Insurance What is travel insurance? Travel insurance is insurance that covers problems when you travel. It provides a backup for events outside your control that cause costs or delays. Is travel insurance worth it? Yes, it is! Travel is already expensive, especially international travel. Costs add up before you start … Read more
For many London private hire drivers in the UK, the restrictions of Uber’s Instadoc system may have added an extra hurdle to their already demanding jobs. Introduced in January 2022, Uber’s restricted panel of approved insurance suppliers has been controversial. It forces drivers in London to select policies from a limited group of eight insurers. … Read more
Almost all businesses need cybersecurity insurance to manage their digital risk, but not all realize that there are ways to reduce their insurance premiums by implementing certain protections. For example, most cybersecurity insurance carriers prefer that their customers implement multi-factor authentication (MFA) on user accounts. Some even require their clients to put MFA on privileged … Read more
