Home insurance is a crucial safeguard for homeowners, but much misinformation surrounds it. These myths can lead to confusion, leaving homeowners unprotected or paying more than necessary. Let’s dive into some of the most common home insurance myths and the realities behind them. Myth 1: Home Insurance Covers All Types of Damage Reality: It’s a … Read more
If you’re in a relationship deemed a domestic partnership, your access to your domestic partner’s health insurance, or their access to yours, will depend on where you live and your health plan’s rules. Here’s what you need to know: What is a domestic partnership? A domestic partnership – officially recognized in some states and municipalities … Read more
Use of algorithmic underwriting is increasing across the insurance industry. With enhanced decision-making and improved risk assessments, an algorithmic approach to underwriting can optimize operations for insurers and experience for their customers. In this post we delve into the evolution and advantages of algorithmic underwriting and share our insights on building and scaling an algorithmic … Read more
The Institutes’ Predict & Prevent® podcast has been named to PropertyCasualty360’s Insurance Luminaries Class of 2024 in the category of Risk Management Innovation. This annual recognition celebrates people and initiatives driving meaningful progress within the insurance sector, highlighting key advancements and forward-thinking approaches. The podcast explores new ways to respond to some of the biggest risk challenges … Read more
Navigating the complexities of dog bites within apartment complexes requires understanding liability, breed restrictions, and insurance coverage. Dog bites can lead to severe injuries and legal battles, making it crucial for tenants and landlords to be well informed. Understanding Liability for Dog Bites in Apartments When a dog bite occurs in an apartment complex, the … Read more
