Credit scores are a key factor in determining not only your ability to borrow money, but they can be a factor in your ability to qualify for contract bonds. Your credit score falls into one of five categories, ranging from poor to excellent. Let’s break down these levels and what they mean for you. What … Read more
When I was young and dumb, I was always impressed by finance people who used jargon and overcomplicated things. Markets are complex so I assumed that meant they required complex explanations and strategies. Boy was I wrong. Once I finally learned how much I didn’t know, it became clear that these were not the right … Read more
Efficient Could 6, 2024, the Environmental Safety Company (EPA) adjusted the cutoff factors in its color-coded Air High quality Index (AQI), which is used as a reference for wildfire smoke guidelines in California, Oregon, and Washington. The EPA’s updates to the AQI change what concentrations of PM2.5 … Read more
