Question: We’re concerned about the potential for increased enforcement if the government uncovers errors in our I-9s; is there anything we can do to reduce the likelihood of penalties if we’re audited? Answer: Yes, you can take proactive actions now to help make an audit by U.S. … Read more
South Carolina’s liquor liability insurance market is in crisis, with insurers losing an average of $1.77 for every $1.00 of premium earned since 2017, while claim frequencies significantly outpace neighboring states, according to a recent study by the state’s Department of Insurance. The comprehensive analysis, initiated following a 2019 request by the South Carolina Senate … Read more
Employment Practices Liability Insurance (EPLI) remains one of the most important forms of coverage for businesses of all sizes in 2025. It protects against employment-related lawsuits—such as discrimination, wrongful termination, harassment, and other claims—that can arise during the normal course of running a company. With the rise of hybrid work arrangements, evolving state-level regulations, and … Read more
Mosaic Insurance has launched a combined environmental product that merges primary commercial general liability with a suite of added pollution and professional coverages. The company’s new Site Pollution & General Liability (SGL) form provides primary and excess (supported and unsupported) capabilities with $25 million in excess capacity and is available to retail and wholesale brokers. … Read more
Image by Ronile from Pixabay There is news from Germany on the EU liability concept for indirect infringers. The German Federal Supreme Court (Bundesgerichtshof – BGH) has ruled on the liability of online marketplaces for copyright infringement by their users when uploading copyright infringing photographs. This is the BGH judgment of 23 October 2024 – … Read more