When you reach financial independence or retirement you may eventually experience a sense of emptiness. After years of hard work, aggressive saving, and smart investing, you might feel a letdown because the toughest financial challenges are behind you. Based on feedback from readers since 2009 and my own experience after leaving work in 2012, I’ve … Read more
Portugal is becoming a top destination for its stunning scenery, vibrant culture, and affordability. The D7 Passive Income Visa offers a clear path to residency for non-EU nationals with stable passive income—ideal for retirees or investors. This visa allows holders to live in Portugal without active employment, leading to potential permanent residency and citizenship after … Read more
A few years ago I wrote about market efficiency and investing edge – and about how you don’t have it. But let’s dig deeper into why this is true. You often hear from retail punters and professional investors alike that passive (or index) investing makes markets less efficient. Their argument is that this inefficiency is … Read more
