An insurer failed to properly cancel a workers’ compensation policy because its multiple notices and other conduct were not “definite, certain, and unambiguous” as to the status of the coverage. As a result, Ace America Insurance Co. is obligated to defend and indemnify an employer in connection with an injury claim filed by an employee, … Read more
Occasionally, an owner of a permanent life insurance policy may decide that they no longer need their policy – either because the death benefit is no longer necessary or because they simply want to access the policy’s underlying cash value for their living expenses in retirement. Unlike term life insurance, permanent life insurance doesn’t simply … Read more
A Business Owner’s Policy (BOP) is an essential insurance package that provides comprehensive coverage for small to medium-sized businesses. It combines various types of insurance into a single, convenient policy, offering protection against many of the risks that business owners face. This article explains what a Business Owner’s Policy is, why it is important, and … Read more
Federal Funding Opportunity Number: NOAA-OAR-SG-2026-29505 Florida Sea Grant is now accepting applications for the 2026 John A. Knauss Marine Policy Fellowship from Florida graduate students interested in ocean, coastal, and Great Lakes resources and in the national policy decisions affecting those resources. Applications are due to Florida Sea Grant by 5:00 p.m. EST, on February … Read more
It is important to note that we did not look behind the selected keywords to determine their substantive impact. However, we did score them based on where the keywords fell in the plans, focusing on their relevance to actionable policy and how often the keywords occurred. In addition, despite some statutory requirements, not all comprehensive … Read more
