on the pre-contractual duty to analyse the consumer’s creditworthiness when granting credit – Official Blog of UNIO – Go Health Pro

on the pre-contractual duty to analyse the consumer’s creditworthiness when granting credit – Official Blog of UNIO – Go Health Pro

Mariana Marques (Master’s student in European Union Law at the School of Law of the University of Minho)             Introduction In practice, financial institutions often grant credit without analysing the consumer’s creditworthiness. In most cases, credit is granted without analysing any variant that could compromise the borrowers’ financial capacity – and this is particularly prevalent … Read more

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