Dear Dave, My wife and I are debt-free, and we live on a budget. My mother-in-law, on the other hand, uses credit cards for practically every purchase. Several times she has gone too far and run up balances she couldn’t pay off. We bail her out when she does this, but often the extra purchases … Read more
Where Are They Now is a recurring segment of Florida Sea Grant’s Sea Scholars Newsletter, where a previous student reflects on their personal and professional journey. This blog highlights Gretchen Spencer, a 2023 Knauss Fellow. Gretchen Spencer headed to the U.S. Capitol for a NOAA Research Hill briefing. For many students, feeling like a fish … Read more
Beginners always look for small business ideas as they do not possess the kind of challenges that bigger enterprises face. But that really does not mean you can work on an idea today and become a millionaire the very next day. You have to be patient and consistent to achieve your targeted goals. Now, if … Read more
Welcome everyone! Welcome to the 405th episode of the Financial Advisor Success Podcast! My guest on today’s podcast is Gaetano Sacco. Gaetano is a partner and senior financial advisor at Fountainhead Advisors, an RIA based in Warren, New Jersey, that oversees approximately $900 million in assets under management for 1,000 client households. What’s unique about … Read more
The Excess and Surplus (E&S) market has grown for five consecutive years by double-digit percentage rates. While expansion appears to have slowed, ample growth could [DP1] continue if major trends persist, according to Triple-I’s latest issue brief, Excess and Surplus: State of the Risk. As reported by S&P Global Intelligence, total premiums for 2023 reached $86.47 … Read more
