Navigating the competitive P&C personal lines market The global P&C personal lines market, which historically saw premium growth at 3%, has risen sharply to more than 15% in the last two years. Despite this premium growth, the expense ratio for most insurers remains in the high-cost range of 20 – 30%. The need for operational … Read more
On 11 April 2024, AG Campos Sánchez-Bordona delivered his Opinion in NFŠ (C-28/23, EU:C:2024:306). The NFŠ Opinion is very interesting in three respects. First, in addressing some aspects of the definition of public works contracts that keep coming up in litigation in relation to relatively complex real estate transactions. Second, in addressing the effects of … Read more
Cyber is an expanding net-new growth area with opportunity to deliver a compelling insurance offering especially in the mid-market. Yet, the path to becoming a market-leading and profitable cyber insurer is fraught with challenges. In this article, we outline the essential strategies to develop a top-tier cyber offering, culminating in a guide to the 7 … Read more
I don’t count on most insurance coverage companies to own formal, in-depth methods. Many are too small and targeted on the subsequent sale or the subsequent renewal. Even many medium sized companies are targeted on the subsequent sale, and supplied they make sale after sale, their enterprise received’t be optimized, however they’ll do superb. Insurance … Read more
DENVER — Kaiser Permanente and CommonSpirit Well being have expanded their relationship beneath a brand new long-term settlement in Colorado. This collaboration will supply Kaiser Permanente’s present and future members better close-to-home comfort and entry to extra of metro Denver’s main hospitals and suppliers. This distinctive association will embody integrating Kaiser Permanente physicians and staff … Read more
