By William Nibbelin, Senior Research Actuary, Triple-I The workers compensation insurance industry experienced its second-best underwriting result in the past 20 years in 2023, with a net combined ratio of 87, according to Triple-I’s latest Issues Brief. It was the ninth year in a row of net underwriting profit following eight years of net underwriting … Read more
How Munio IT Helps Your Business Grow – Beyond Just IT Support When most businesses think of IT support, they picture fixing broken computers, resetting passwords, or dealing with cybersecurity threats. But that’s only a fraction of what a true IT partner can offer. At Munio IT, we go beyond traditional IT services to become … Read more
Use AI to Solve Business Challenges & Drive Growth: AI is transforming the way businesses operate, yet for many UK companies, it remains a vague concept—something they know they should be using but struggle to implement effectively. The reality is that AI inn business isn’t about replacing people; it’s about amplifying human capability, automating inefficiencies, … Read more
Grants paid by the federal government have two components. One covers the direct costs of performing the research, paying for salaries, equipment, and consumables like chemicals or enzymes. But the government also pays what are called indirect costs. These go to the universities and research institutes, covering the costs of providing and maintaining the lab … Read more
Could Your UK Business Withstand a Ransomware Attack? A Practical Guide to Testing & Defending Against Cyber Extortion Ransomware attacks are among the most severe threats facing UK businesses today. With cybercriminals continuously evolving their tactics, it’s no longer a matter of if your business will be targeted but when. The question is: Would your … Read more
