Not many people celebrate their birthday by burning a fiery arc through the atmosphere, pulling 4.4gs in freefall back to planet Earth, thudding into the ground, and emptying their stomach on the steppes of Kazakhstan. No one has ever done it on their 70th birthday. Perhaps this is appropriate because NASA astronaut Don Pettit is … Read more
This is part two of a series about the safe withdrawal rate (SWR) for a portfolio in drawdown, and how to improve it. Unfortunately I set the cause back a bit in the first part, when I showed that the UK safe withdrawal rate is quite dismal – just 3.1% for 30-year spans, versus the … Read more
Private military and security companies (PMSCs) are expanding like wildfire across the world, diversifying clients and operations. They offer services ranging from protection and training to direct participation in hostilities, arms dealing, and humanitarian evacuations. Their impact on human rights—particularly on civilians, women, children, and migrants—as well as on the environment, has been widely reported … Read more
Looking for something great to watch at home? Streaming subscribers are spoiled for choice between Hulu, Netflix, Max, Disney+, Apple TV+, Prime Video, Shudder, Paramount+, Peacock, and more. And that’s before you even look at the vast libraries of movies and television programs within each one! Don’t be overwhelmed or waste an hour scrolling through … Read more
Key takeaways What is managed care? And why do health plans have managed care designations? Four types of managed care What’s the difference between an HMO and a PPO (and other types of managed care)? What might you consider when buying an HMO, EPO, PPO or POS plan. Confusion over what is and isn’t managed … Read more