Are you wondering what the best jobs for 13-year-olds are? Many 13-year-olds want to earn money, but finding jobs can be tricky at that age. There are limits on the types of work and hours teens can do. But don’t worry – plenty of options exist for young teens to make some cash. I first… … Read more
In 2022, it was a bad year for the markets. At the time I wrote about how it was maybe one of the worst years ever when you consider bonds had a bear market at the same time as stocks. Last year I wrote about how 2023 was a good year which was nice because sometimes … Read more
A certificate of deposit, or CD, is an excellent place to park cash you don’t need immediately. The federal government insures it, and it usually pays more than a standard savings account. Its yield (interest rate) is guaranteed for the entire term. That rate guarantee is important because CD rates can be volatile — really … Read more
Ransomware criminals in 2024 stooped to new lows and high-level black hat trade craft. Targets included critical industries such as healthcare, public infrastructure, and the cloud. Notable was the rise of ransomware-as-a-service (RaaS), allowing a new class of rookie attackers to perpetrate devastating campaigns. Meanwhile nation-state actors transformed ransomware into a tool for geopolitical weapon. … Read more
With 2024 almost done, I’d like to share my year in review. For the vast majority of investors, this was a banner year, with the S&P 500 up ~24% and real estate prices in most of the country continuing to inch higher despite high mortgage rates. Bitcoin investors, gold investors, and venture capital investors have … Read more